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Getting a loan after bankruptcy
I was discharged from my bankruptcy in August of 2009. I applied for a mortgage this Sept and was told I HAD to wait 3 years to get a mortgage. I was told I had a 3 year wait because... 1. I had an 80-20 mortgage...
Answered 12/11/2011 | Answer This | 2 Answers | See Question
After bankruptcy, Can I get a mortgage?
I was discharged from my bankruptcy in August of 2009. I applied for a mortgage this Sept and was told I had to wait 3 years to get a mortgage. I was told I had a 3 year wait because... 1. I had an 80-20...
Answered 12/8/2011 | Answer This | 2 Answers | See Question
What should be done about the foreclosure of homes?
Many homeowners are in default of their mortgages and are once again getting notices from the bank that they will be foreclosed. Do you feel that the problem they have paying their mortgage is due to carelessly...
Answered 11/28/2011 | Answer This | 9 Answers | See Question
How many mortgages are there in the us?
Asked 11/11/2011 | Answer This | 0 Answers | See Question
Yes, the two rentals are income producing and both have mortgages that will be paid off within 10 years. I also have a pension and 457b plan. My fiance has 3 houses that you can't give away and a 401k that...
Answered 10/18/2011 | Answer This | 4 Answers | See Question
Is there more demand for debt consolidation loans or reverse mortgages?
Why are both of these so "in demand" at this time?
Answered 10/3/2011 | Answer This | 1 Answer | See Question
Government has sued 17 of the big banks over risky mortgages?
Will this have an effect on our economy?
Answered 9/7/2011 | Answer This | 1 Answer | See Question
NC law states that once a bank forecloses they have 1 year to file a defiency judgement. This applies to both first and second mortgages. The clock starts once the deed has changed hands. My question is, once...
Answered 8/26/2011 | Answer This | 1 Answer | See Question
Mortgages rates have hit a 50 year low.
Current rates are 4.15% for 30 year loans and 3.36 for 15 year loans. Do you have any observations regarding these current mortgage rates?
Answered 8/18/2011 | Answer This | 2 Answers | See Question
Number of home mortgages in the us?
Asked 8/17/2011 | Answer This | 0 Answers | See Question
Can i fill out my taxes showing that im paying my sister mortgages? and what form should i fill out?
Im paying the mortgages for my sister but im not in the tittle or mortgages papers?
Answered 8/16/2011 | Answer This | 2 Answers | See Question
Why do many of the youngsters today think society owes them?
August 2011 riots in London. I have just listened to a lad about 19 year old claiming there is nothing to do except ride bikes in the park....that the governement are 'taxing us' and 'stopping us paying...
Answered 8/12/2011 | Answer This | 5 Answers | See Question
What is the correlation between the Fed rate and mortgage rates. Currently, mortgages rates for 15 and 30 year loans are well below 5%. If the Fed rate remains as it is for the next two years, will the current...
Answered 8/10/2011 | Answer This | 2 Answers | See Question
Are 1st mortgages assumable in california?
Asked 7/24/2011 | Answer This | 0 Answers | See Question
What does the term Adverse Remortgage mean?
I am trying to study the general laws about mortgages, and i came across this term adverse remortgage, and could not understand what this means. Can anyone explain me the meaning of this term?
Answered 7/20/2011 | Answer This | 1 Answer | See Question
Does regions mortgage do reverse mortgages?
Asked 7/11/2011 | Answer This | 0 Answers | See Question
This rescue package is buying all bad mortgages. Will the banks have any consequences to trading in there bad mortgages
Answered 7/3/2011 | Answer This | 1 Answer | See Question
How do banks get away with charging 25% on mortgages in Brazil?
The Banks say they are giving people the chance to own their own home. But at 25% interest will they ever really finish paying for them? This seems very unfair to me. What is your opinion on this?
Answered 6/30/2011 | Answer This | 2 Answers | See Question
Political questions needing answering.
What are the top five issues the next presidential candidate needs to nail in order to win the office of president? Please use only a couple of sentences explaining each of your picks. Thank you. I should probably...
Answered 6/23/2011 | Answer This | 4 Answers | See Question
Who is buying homes in this market?
Anyone have demographics on who has been buying in the last year or so? Gender, races, socio-economic criterias? I am wondering who they are and how mortgages are even functional lately.
Answered 6/18/2011 | Answer This | 7 Answers | See Question
Real Estate Inheritance Law question
My ex-husband died in Texas. I am still in the marital home located in Virginia which we held as tenants by the entirety. He is still on deed and mortgages. What happens now?
Answered 6/11/2011 | Answer This | 1 Answer | See Question
What is a balloon payment mortgage and how is it similar to arm mortgages
Would you take out a balloon payment mortgage? What are the advantages of this type of mortgage, and the disadvantages? How does it compare to other mortgages, for example adjustable rate mortgages?
Answered 5/11/2011 | Answer This | 3 Answers | See Question
Is a Reverse Mortgage a good idea for me?
I am a 63 yr old batchelor; I retired 17 months ago. My credit score is around 820. I purchased a 4 yr old home for $146,000 in Dec. 2005 putting $60,000 down on a 30 yr, fixed, 5.625% conv. loan. I had hoped that...
Answered 5/9/2011 | Answer This | 6 Answers | See Question
How buy notes and real estate mortgages?
Answered 4/17/2011 | Answer This | 1 Answer | See Question
The Bailout of 2007 and continuing on. 70% of borrowers were foreign banks. What do you think?
During the height of the bailout by the Treasury and the Federal Reserve Bank, 70% of the banks that had to borrow money from them were foreign banks operating OUTSIDE the U.S.A. Do you think it was right for...
Answered 4/10/2011 | Answer This | 2 Answers | See Question
People cannot afford to buy homes that are on the market, finding that mortgages have dried up. The above quote is about hedge funds and private investors who are buying homes for cash because they pool the...
Answered 4/6/2011 | Answer This | 3 Answers | See Question
Maybe not: 1) Goldman Sachs lied to congress about how many times they needed loans during the financial crisis at the discount window. 2) They (the banks) pledged defaulted bonds (In other words, worthless)...
Answered 4/6/2011 | Answer This | 1 Answer | See Question
Why would the Fed lie about it's private status?
Hint, a court case determined the true nature of the bank, yet the Fed lies here when it says it is not private: http://www.federalreserve.gov/generalinfo/faq/faqf rs.htm Just because the Federal Reserve stock...
Answered 3/30/2011 | Answer This | 1 Answer | See Question
Will Wells Fargo Get Their Taxpayer Guarantees or Will The 30 Year Mortgage Go Away?
Wells Fargo, which is a multinational too-big-to-fail bank, has threatened the demise of the 30 year mortgage. Will they get their way with loan guarantees from the taxpayer, or will the 30 year mortgage go away?...
Answered 3/30/2011 | Answer This | 1 Answer | See Question
How much of down payment should you have when buying a house?
With the state of the economy and mortgages being harder to get, how much of a down payment should one have to buy a house?
Answered 3/10/2011 | Answer This | 6 Answers | See Question
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